Terms and Conditions

Website: cashflowkits.store Last Updated: May 24, 2026 Effective Date: May 24, 2026

Please read these Terms and Conditions (“Terms”) carefully before purchasing or using any product or service offered on cashflowkits.store (“Website,” “we,” “us,” or “our”). By accessing our Website, purchasing a product, or using any of our digital materials, you (“Customer,” “User,” or “you”) agree to be bound by these Terms in full. If you do not agree, please do not use this Website or purchase any products.

1. About Us

cashflowkits.store is an independently operated digital product business that creates and sells AI-focused educational resources, toolkits, templates, and guides designed to help individuals explore online income opportunities. We are not a financial institution, investment advisor, or licensed business consultant.

2. Eligibility

By using this Website and purchasing our products, you confirm that:

  • You are at least 18 years of age (or the legal age of majority in your country).
  • You have the legal capacity to enter into a binding agreement.
  • You are not located in a jurisdiction where accessing or purchasing our products is prohibited by law.
  • You are purchasing for personal, educational use and not for any unlawful purpose.

3. Products and Digital Goods

All products sold on cashflowkits.store are digital products (including but not limited to PDF guides, AI prompt libraries, Notion templates, spreadsheets, video resources, and bundled kits).

3.1 Delivery

Upon successful payment, you will receive access to or a download link for your purchased product(s) via email or through our delivery platform (currently Polar.sh). Delivery is typically immediate or within 24 hours of a confirmed payment. We are not responsible for delays caused by incorrect email addresses, spam filters, or third-party delivery platform outages.

3.2 Access and Use

Your purchase grants you a non-exclusive, non-transferable, personal license to access and use the purchased digital product(s) for your own personal or business use, subject to the restrictions set out in these Terms.

4. Refund Policy

4.1 General Policy

All sales of digital products on cashflowkits.store are generally final. However, we stand behind the quality and accessibility of every product we sell. If you experience a verified product issue, you may be eligible for a refund within 90 days of your purchase date, subject to the conditions outlined below.

A refund is not automatically granted simply upon request. Eligibility is determined solely at our discretion based on the nature and validity of the issue reported.

4.2 Eligible Reasons for a Refund

You may submit a refund request only if your issue falls into one of the following categories:

  • Broken or expired access link — The download link or access URL provided at the time of purchase no longer works and we are unable to resolve it within a reasonable timeframe.
  • Product inaccessibility — You are completely unable to open, view, or use the product due to a confirmed technical defect on our end (e.g., a corrupted file, a broken Notion template, or a non-functional delivery).
  • Significant product defect — The product delivered is materially different from what was described on the sales page, or a core component of the product is missing or non-functional.
  • Duplicate charge — You were charged more than once for the same order due to a billing error.
  • Non-delivery — You completed payment but never received access to the product, and our support team is unable to resolve the delivery issue.

4.3 What Does NOT Qualify for a Refund

The following reasons are explicitly not eligible for a refund:

  • You changed your mind or no longer want the product after purchase.
  • You claim the product did not help you make money or did not meet your personal income expectations.
  • You purchased the wrong product by mistake.
  • You did not read the product description thoroughly before purchasing.
  • You found a similar product elsewhere at a lower price.
  • You have already downloaded, accessed, or used the product without reporting any issue.
  • A third-party tool or platform the product references (e.g., Notion, AI tools) has changed its own policies or features.

4.4 How to Request a Refund

To submit a refund request, email us at support within 90 days of your purchase date with the following information:

  1. Your full name and the email address used at checkout.
  2. Your order ID or payment confirmation.
  3. A clear description of the product issue you are experiencing.
  4. Screenshots or screen recordings demonstrating the issue (where applicable).

We will review your request and respond within 3–5 business days. If your issue is confirmed and valid, we will process your refund through the original payment method (Polar.sh). Refunds may take 5–10 business days to reflect in your account depending on your bank or card provider.

4.5 Our Right to Decline

We reserve the right to deny any refund request that does not meet the eligibility criteria above, that lacks sufficient evidence of a product defect, or that appears to be submitted in bad faith. Repeated or abusive refund requests may result in permanent suspension of access to our products and Website.

5. Earnings and Income Disclaimer — PLEASE READ CAREFULLY

This is one of the most important sections of these Terms.

5.1 No Guarantee of Income

The products, guides, templates, and strategies sold on cashflowkits.store are provided for educational and informational purposes only. We make absolutely no guarantees, representations, or warranties — express or implied — that you will earn any specific amount of money, generate any income, or achieve any particular financial result by purchasing or using our products.

5.2 Results May Vary

Any income figures, case studies, screenshots, earnings examples, or testimonials displayed on this Website are illustrative of possible outcomes and are not typical. Individual results will vary greatly depending on your effort, experience, skills, market conditions, timing, and many other factors outside our control. Most users who purchase digital products do not implement the strategies and therefore earn little to nothing.

5.3 Not Financial or Legal Advice

Nothing on this Website, in our products, or in any communications from us constitutes financial, legal, tax, or investment advice. You should consult with qualified professionals before making any financial or business decisions.

5.4 Risk Acknowledgment

You acknowledge that starting any online business involves risk, including the potential loss of capital, time, and resources. You accept full responsibility for any decisions you make based on the information contained in our products.

6. Intellectual Property

6.1 Ownership

All content on this Website and within our products — including but not limited to text, graphics, layouts, prompt libraries, templates, Notion dashboards, guides, branding, and the “Cash Flow Kits” name and logo — is the exclusive intellectual property of cashflowkits.store and is protected by applicable copyright, trademark, and intellectual property laws.

6.2 License to You

Upon purchase, you are granted a limited, personal, non-exclusive license to use the purchased product for your own personal or business purposes. This license does not grant you any ownership rights over the content.

6.3 Prohibited Actions

You may NOT:

  • Reproduce, copy, resell, redistribute, sublicense, or share the purchased product(s) with any third party.
  • Upload or share any portion of our products on public platforms, file-sharing services, or social media.
  • Use our products to create competing products or derivative works for commercial sale.
  • Claim authorship or ownership of our content.
  • Remove, alter, or obscure any copyright or proprietary notices from our products.

Violation of this section may result in immediate termination of your license and may expose you to legal liability.

7. Payment and Billing

7.1 Payment Processing

All payments are processed through our third-party payment processor, Polar.sh. By completing a purchase, you also agree to Polar’s Terms of Service and Privacy Policy, which are independent of these Terms. We do not store your payment card details.

7.2 Pricing

All prices are listed in US Dollars (USD) unless otherwise stated. Prices are subject to change without notice. The price displayed at the time of your order is the price you will be charged.

7.3 Taxes

You are solely responsible for any taxes, duties, or levies applicable in your jurisdiction. We may collect applicable sales tax where legally required.

7.4 Currency Conversion

If your bank or card operates in a currency other than USD, your financial institution may apply currency conversion fees. We are not responsible for these additional charges.

8. Prohibited Use

You agree not to use this Website or our products to:

  • Violate any applicable local, national, or international laws or regulations.
  • Infringe upon the intellectual property rights of any party.
  • Engage in fraudulent activity, misrepresentation, or deceptive practices.
  • Transmit spam, unsolicited messages, or malicious software.
  • Attempt to gain unauthorized access to our systems or other users’ accounts.
  • Use our content to promote hate speech, illegal activity, or harmful behavior.

We reserve the right to deny access to our Website or products to any person or entity at our sole discretion.

9. Third-Party Links and Services

Our Website and products may contain links to or references to third-party websites, tools, platforms, and services (e.g., Notion, AI tools, social media platforms). These are provided for your convenience only. We do not control, endorse, or assume any responsibility for the content, policies, or practices of third-party services. Your use of any third-party service is subject to that service’s own terms and conditions.

10. Disclaimer of Warranties

Our Website and all products are provided on an “as is” and “as available” basis, without any warranties of any kind — express, implied, or statutory — including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that:

  • The Website will be uninterrupted, error-free, or free of viruses.
  • The information in our products is complete, accurate, or up to date.
  • Any particular result or outcome will be achieved by using our products.

11. Limitation of Liability

To the maximum extent permitted by applicable law, cashflowkits.store, its owner(s), affiliates, and team members shall not be liable for any:

  • Loss of income, revenue, or profits.
  • Loss of business or business opportunities.
  • Indirect, incidental, special, consequential, or punitive damages.
  • Loss of data or digital files.

…arising out of or in connection with your use of our Website or products, even if we have been advised of the possibility of such damages.

In no event shall our total liability to you exceed the amount you paid for the specific product giving rise to the claim.

12. Indemnification

You agree to defend, indemnify, and hold harmless cashflowkits.store, its owner(s), and representatives from and against any claims, liabilities, damages, costs, or expenses (including reasonable legal fees) arising from:

  • Your use or misuse of our Website or products.
  • Your violation of these Terms.
  • Your infringement of any third-party rights.

13. Privacy Policy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Website, you consent to the collection and use of your information as described in our Privacy Policy.

We collect and process personal data (such as name and email address) solely for the purpose of delivering your purchased products and communicating with you. We do not sell your personal data to third parties.

If you are a resident of the European Economic Area (EEA) or the United Kingdom, you have rights under the General Data Protection Regulation (GDPR), including the right to access, correct, or delete your personal data. Please contact us to exercise these rights.

14. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to this page. Your continued use of the Website or our products after any changes constitutes your acceptance of the updated Terms. We encourage you to review this page periodically.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Bangladesh, without regard to its conflict of law provisions.

Any disputes arising out of or related to these Terms or your use of our products shall first be attempted to be resolved through good-faith negotiation. If a resolution cannot be reached within 30 days, the dispute shall be submitted to binding arbitration or the competent courts of Bangladesh.

If you are a consumer located in a jurisdiction with mandatory consumer protection laws that provide you with specific rights, those rights remain unaffected by these Terms.

16. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on this Website, constitute the entire agreement between you and cashflowkits.store with respect to your use of our Website and products, and supersede all prior agreements, representations, or understandings.

18. Contact Us

If you have any questions, concerns, or requests regarding these Terms, please contact us:

Email: support@cashflowkits.store Website: cashflowkits.store

By purchasing any product on cashflowkits.store, you confirm that you have read, understood, and agreed to these Terms and Conditions in their entirety.